Fuel Your Business Growth with Instant Business Loans

Business loans are specifically designed for business purposes with higher loan amounts (up to ₹1 crore) and longer repayment tenures (up to 7 years), and require business documentation like GST, ITR, and turnover proof. Personal loans are for individual needs with lower amounts (up to ₹40 lakhs), shorter tenures, and require only salary/income proof.

You can get business loans up to ₹1 crore based on your business turnover, credit score, and repayment capacity. Interest rates start from 12% per annum and can go up to 24% depending on your business profile, credit history, and chosen tenure.

Our AI-powered system provides instant pre-approval within 10 minutes of application. After document verification and final approval, funds are disbursed directly to your business account within 72 hours (3 working days).

Essential documents include: Aadhaar card, PAN card (personal & business), GST registration and returns, last 2 years of ITR, business registration certificate, address proof, and 6 months of bank statements. All documents can be uploaded digitally.

No, our business loans up to ₹50 lakhs are completely unsecured and don't require any collateral, security, or guarantor. For higher amounts, we may request additional documentation or a co-applicant based on your profile.

For businesses under 1 year or without GST registration, we evaluate applications based on alternative criteria like bank statements, ITR, business licenses, and cash flow patterns. However, having GST registration significantly improves your approval chances.

Eligibility is determined by factors including your business vintage, annual turnover, credit score, existing EMIs, cash flow stability, and business type. Generally, you can get 15-20 times your monthly business income as a loan amount, subject to maximum limits.